Coffee & Mortgage is a free-to-borrower benefit you offer your clients — an independent second opinion on their mortgage that builds trust in you, without adding to your workload.
Free to create — set a password once and sign in any time.
Anyone can hand a buyer a coffee mug. Handing them an independent advocate for the single largest financial document of their purchase is a different kind of value — and it's one your competitors don't offer.
Borrowers get plain-English answers grounded in their actual Loan Estimate any time they want them, so the questions that used to land on you get answered before they need to.
Your dashboard shows whether a file needs attention — never the borrower's numbers or their chat history. That firewall is what makes the "independent" promise to your client credible, and it protects you too.
One flat subscription covers your whole pipeline of loan files. It's never tied to loan size or whether a deal closes — on purpose, to keep the incentives clean for everyone.
Enter your email, name, and brokerage, and set a password — no card required to get started.
Name it however you track deals internally, then invite your borrower with their name and email or phone.
They verify with a one-time code, upload their Loan Estimate, and get their verdict — you keep an eye on status, never on their numbers.